It is important to remember that, with all insurance policies, there are exclusions and a part of any claim may have to be met by the holiday maker. This is to keep premiums as low as possible.

We have seen the benefits of having Motoring Emergency Service on several occasions, even having our luggage trailer brought back to England from Frejus free of charge. We would never cross the channel on holiday without this protection.

Please remember that with any travel insurance, you are expected to apply for an E111 health card before you travel and that you have presented this before any treatment takes place. In the event of an accident or illness which might lead to a claim being made, please ensure that you contact the insurance company at the time, otherwise you could incur costs which would not be covered by the insurance. As with all insurance, it is important to read the policy wording carefully. Please ensure the cover meets your needs before entering into any contract to prevent any misunderstanding at a later stage.